by brittain@lawyer.com | Aug 4, 2022 | Chapter 7 Bankruptcy
People contact me every week about the subject of wage garnishment. Either their paycheck is already being garnished or it’s about to be garnished by a creditor to whom they owe money. They all want to know the same thing. Will filing bankruptcy stop a wage...
by brittain@lawyer.com | Aug 4, 2022 | Chapter 7 Bankruptcy
Yes, your credit score can take a hit after filing bankruptcy. But be assured it’s possible to rebuild your credit after bankruptpcy with hard work and responsible spending. And with each positive mark on your report, your credit score begins to rise. Bankruptcy can...
by brittain@lawyer.com | Aug 4, 2022 | Chapter 7 Bankruptcy
Yes. There is no requirement that both husband and wife must file bankruptcy together. If the bills that are causing financial difficulty belong to only one spouse, then it may make sense for just that spouse to file an individual bankruptcy case. However, if both...
by brittain@lawyer.com | Aug 4, 2022 | Chapter 7 Bankruptcy
Here are three promises I make to all my clients. I Won’t Judge You I understand the stress and emotional fatigue that living with hopeless debt can bring to a person. You’ve already been through a lot. Bill collectors calling you nonstop … medical bills piling...
by brittain@lawyer.com | Aug 4, 2022 | Chapter 7 Bankruptcy
Bankruptcy benefits society in so many ways. The purpose of bankruptcy is to provide the debtor with a fresh start in life. It cleans the slate and puts them back in the position of being in command of their finances. Unfortunately, many people fail to see that...
by brittain@lawyer.com | Aug 4, 2022 | Chapter 7 Bankruptcy
The bankruptcy law of 2005 (BAPCPA) contained something called the “Means Test.” The means test is used to determine whether you qualify to file Chapter 7 bankruptcy. If you fail the Means Test, you may still file for bankruptcy protection under Chapter 13 bankruptcy....
